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Tourism Development Fund
العربية
Sunlight falling through trees onto a rocky stream

Direct Funding

TDF creates opportunities through:

  • Developing financial products that suit the needs of SMEs and large institutions
  • Making tourism investments more attractive to lenders and investors, maximising impact on the sector
  • Supporting investors by providing access to the entire tourism ecosystem (financial support from the Fund, licenses and facilitation, promotion and activation from the Tourism Authority)
  • Establishing partnerships with public and private lenders to unlock investment potential

The Fund offers three core financial products:

Each product is designed to meet specific market needs whether providing flexible capital, reducing lender risk, or expanding reach through financial institutions to ensure viable tourism projects can move from concept to execution.

  • Debt

    Debt products offer flexible, tailored financing to support tourism infrastructure and services. TDF provides short, mid, and long-term loans that address the capital needs of a wide variety of tourism ventures, from large-scale accommodations and entertainment to experiences and mobility services. These loans help bridge financing gaps and ensure projects are adequately resourced to move forward.

  • Equity

    Equity products enable targeted capital injections into high-impact tourism ventures. These investments support the development of strategic assets such as resorts, eco-tourism sites, heritage attractions, and hospitality infrastructure. By deploying equity through diverse investment vehicles, TDF reduces barriers to entry, enhances investor confidence, and generates long-term value by catalysing private sector participation.

  • Guarantees

    TDF offers guarantees through partner banks to improve financial access and reduce investment risk within the tourism sector. By issuing letters of guarantee, it empowers financial institutions to lend with greater confidence to tourism projects that might otherwise face funding constraints. This tool is especially effective in enabling projects that lack traditional collateral but offer strong strategic and economic value.

of committed projects financed through debt products
74%
Reflecting the Fund’s strong focus on providing tailored lending solutions to meet the capital needs of tourism investors.
committed projects financed through equity investments
20%
Targeting strategic, high-impact ventures where ownership stakes can drive long-term value creation.
committed projects supported through guarantees
6%
Demonstrating commitment to de-risking private sector participation by enhancing credit access via third-party lenders.

Alignment

TDF strengthens the sub-index by improving SME access to financing and enhancing digital service delivery through its investor portal, fostering a more inclusive and tech-enabled tourism investment climate in Saudi Arabia.